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Job Description
· Responsible of minimizing the risk by performing analysis and review of credit application.
· Process credit application in an efficient and timely manner.
· Prepare appropriate and sound recommendations to be presented to Risk Manager.
· Extract all needed data from the system that necessary to prepare risk reports and ensure the accuracy of data, as well as prepare weekly and monthly risk reports.
· Coordinate with branches to amend any inaccurate data on system.
· Assess and process non-performing cases, loans rescheduling, initiating & dropping legal actions...etc.
· Follow up delayed customers status on weekly basis.
Skills Description
What will you need?
· Educational Background: Bachelor’s Degree in Accounting, Finance, Business Administration or relevant discipline.
· Experience: 0-1 years of experience in any related field.
· Technical Proficiency:
o Good understanding of risk management concepts and applications.
o Good command of credit tools and issues.
o Awareness of company’s policy along with FRA guidelines
o Ownership
o Functional Skills
o Ideas presentation and Taking initiative
o Continuous Learning
o Customer Centricity
Job Details
Job Title
Officer (Risk)
Job Country
Egypt
Job City
Cairo
Job Role
Other
Preferred Candidate
Career Level
Entry Level
Raya Holding for Financial Investments
Raya Holding for Financial Investments, a leading investment conglomerate, was established in 1999 in Egypt with a vision to be a market leader and to grow into a solid financial conglomerate with multifaceted operations.
Headquartered in Cairo, Egypt, Raya Holding is managing a diversified investment portfolio of 13 lines of business in the various industries of e-payment, information technology, contact center, smart buildings, consumer electronics, food and beverage, land transport, PET remanufacturing and FMCG. Raya Holding is listed in the Egyptian Exchange (EGX) since 2005, while the company empowers more than 12,000 proficient employees, accommodating to a wide international customer base from offices based in Egypt, Saudi Arabia, UAE, Qatar, Poland, Nigeria and Tanzania.
Raya's Lines of Business include: Aman for e-payments, Aman for Financial Services, Ostool, Raya Customer Experience, Raya Foods, Raya Information Technology, Raya Food Trading, Raya Restaurants, Raya Smart Buildings, Raya Trade, Raya Auto and Haier - Raya Electric.